| |
| Savings
& Coverdell Certificates |
| Term |
Minimum
Deposit |
Interest
Method |
APY1 |
Rate2 |
| 4
Month |
$2,500 |
Monthly |
2.10% |
2.081% |
| 7
Month |
$2,500 |
Monthly |
2.50% |
2.472% |
| 11
Month |
$2,500 |
Monthly |
2.75% |
2.716% |
| College
Saver3 |
$200 |
Monthly |
0.80% |
0.798% |
| Coverdell
Education Savings |
$100 |
Monthly |
$100.00
~ $49,999.99: 1.00%
over $50,000.00: 1.30% |
0.996%
1.293% |
Other terms available. Ask us for details.
| Checking
& Savings |
| Type |
Minimum
Deposit |
Interest
Method |
APY1 |
Rate2 |
| Basic
Checking |
$100 |
N/A |
0.00%
|
0.000% |
| Community
Checking |
$100 |
N/A |
0.00% |
0.000% |
| Ultimate
Checking |
$100
($2000 min. to earn dividends)
|
Monthly |
0.25% |
0.250% |
| Direct
Deposit Savings |
$10/week or $40/month
(Must be done electronically)
|
Monthly |
$250.00
~ $999.99: 0.90%
$1,000.00 ~ $2,499.99: 0.95%
$2,500.00 ~ $4,999.99: 1.00%
$5,000.00 and over: 1.05% |
0.897%
0.946%
0.996%
1.045%
|
| Money
Management |
$2,500 |
Monthly |
$2,500.00
~ $4,999.99: 0.75%
$5,000.00 ~ $49,999.99: 0.95%
$50,000.00 ~ $99,999.99: 1.05%
$100,000.00 and over: 1.10% |
0.748%
0.946%
1.045%
1.095% |
Liquid
Advantage4
Also Available for IRAs |
$25,000 |
Monthly |
1.00% |
0.996% |
| Market
Advantage4 |
$100,000 |
Monthly |
1.55% |
1.540% |
| Relationship
Money Management5 |
$50,000 |
Monthly |
$50,000.00
~ $99,999.99: 1.55%
$100,000 and over: 2.05% |
1.540%
2.031% |
| Regular
Savings Account6 |
$0 |
Quarterly* |
0.25% |
0.250% |
| Holiday
Club Account |
$1 |
Quarterly* |
0.25%
|
0.250% |
Team
Telesis Youth Account
$5 minimum to earn dividends |
$1 |
Quarterly* |
0.25%
|
0.250% |
| *Quarterly
Dividend Rates Paid Last Quarter (12/31/08) |
1 APY = Annual Percentage Yield
2 Rate = Dividend Rate
3 Deposits of $25 or more can be
made at any time.
4
|
Balances
below $25,000.00 for Liquid Advantage and below $100,000.00
for Market Advantage earn Default Rate. Current Default Rate
is 0.25% APY. |
5 |
Balances
below $50,000 for Relationship Money Management do not earn
dividends. Must maintain at least one of the following Telesis
relationships: mortgage, auto loan, or checking with direct
deposit. |
6 |
$250
to earn dividends and avoid monthly service fees. |
Quarterly
dividend programs announced at the end of each quarter.
All rates and programs subject to change without notice.
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States Government.
|
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