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Consumer Loan Rates (Effective 01/01/2009)
 
New and Used Auto Loans
Type Financing APR*
As Low As
Term
New Auto Loan Up to 110% of MSRP + tax, license, warranty & Guaranteed Auto Protection 5.49%
5.49%
5.99%
6.49%
48-Months
60-Months
72-Months
84-Month
s
Used Auto Loan Up to 110% of Kelley Retail Blue Book + tax, license, warranty & Guaranteed Auto Protection 5.99%
5.99%
6.49%
6.99%
48-Months
60-Months
72-Months
84-Months

Other Secured Loans
Type Financing APR*
As Low As
Term
Boat Loan
(New & Used; Maximum loan amount = $150,000)
Up to 90% + tax & license 10.10%
10.60%
11.00%
60-Months
72-Months
84-Months
Motorcycle Loan
(New & Used)
Up to 80% + tax, license & warranty 9.99%
10.99%
48-Months
60-Months
Recreational Vehicle Loan
(New & Used)
Up to 100% + tax, license & warranty 8.49%
8.74%
8.99%
60-Months
84-Months
120-Months
Airplane Loans
(Fixed Rates)

Up to 90% for planes 15 yrs old or less
Up to 80% for planes 15 to 30 yrs old

6.25%
6.35%
6.50%
6.75%

5-Years
10-Years
15-Years
20-Years

Airplane Loans
(Variable Rates)

Up to 90% for planes 15 yrs old or less
Up to 80% for planes 15 to 30 yrs old

6.00% (3/1)
6.25% (5/1)
6.25% (3/1)
6.50% (5/1)

15-Years
15-Years
20-Years
20-Years

Other Secured
Wave Runners, Sea Doos, jet skis, ATVs, snow mobiles, sail boats, motor boats, travel trailers, small boats (New Only)
Up to 80% of purchase price 9.99%
10.99%
48-Months
60-Months
Savings Secured Loan Up to 100%
of Savings Balance
3.00% Above
Regular Savings Rate
 
Certificate Secured Loan Up to 100%
of Certificate Balance
3.00% Above
Certificate Savings Rate
 
Easy Loan Term Loan N/A
8.49%
8.99%
9.49%
10.49%
24-Months
36-Months
48-Months
60-Months
Easy Loan Secured Line of Credit** N/A
Prime + 2.00%  

Unsecured Loans and Lines of Credit
Type Financing APR*
As Low As
Term
Holiday Loan Up to $10,000
$2,500 minimum
10.49% 24-Months
Unsecured Loans N/A 10.49%
10.99%
11.49%
12.49%

24-Months
36-Months
48-Months
60-Months

Prime ReadyLine
Revolving Line of Credit**
N/A Prime + 3.00 %
 

*APR = Annual Percentage Rate.
**The minimum Annual Percentage Rate that can be applied is 6.00% APR.
All rates and terms are subject to change without notice. Contact Telesis for current rates. Actual rate may be higher depending on applicant's credit history and other underwriting factors. Financing based on credit worthiness.
Vehicle Loans: additional rate discount available for automatic payment or ACH (automated clearing house) transfers.
Tax Deductible Auto Loans: a courtesy lien is placed on your primary residence. Rates same as regular vehicle loan rates.

 

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